Joe Karlin has worked with credit unions his entire career. Starting as a CPA with Deloitte, he audited in the financial services industry, including credit unions, corporates, leagues, and banks. Karlin spent nearly 15 years in the corporate system, working in operations and at executive levels. For the last 14 years, he has consulted with credit unions and CUSOs. Specializing in strategy and execution, commercial and consumer lending, delivery channel optimization, and CUSO operations and management, Karlin serves the capital market and lending needs of credit unions nationwide.