As managing principal at Catalyst, Mark DeBree directs risk consulting, balance sheet advisory, and broker/dealer services for credit unions. He has 16 years of experience in consulting on interest rate risk, liquidity risk, strategic planning, member deposit behaviors, and mortgage servicing portfolios. He has been instrumental in developing new products and services that directly benefit client credit unions. He is also a frequent speaker at credit union and examiner meetings. DeBree was previously a financial analyst at Richmark Capital Corporation, performing financial analyses on organizations seeking external capital. He also worked at Salomon Smith Barney in New York and has held FINRA Series 7 and 63 securities licenses. DeBree has bachelor's and master's degrees in business administration with a concentration in finance from Texas Tech University. He is a certified Chartered Financial Analyst (CFA).