The rise of AI and machine learning has the potential to transform credit allocation in positive and negative ways. Complex credit models produce signals that can help approve borrowers that might not get credit through traditional scores, but how are the regulators wrestling with this new paradigm? And how are lenders adopting AI underwriting establishing the required transparency to ensure these models are fair? The industry is on the cusp of dramatically expanding financial inclusion if it can get this balance right. In this session, you’ll hear from Zest AI Chief Legal Officer Teddy Flo, who has been on the front lines of managing a better credit ecosystem for all.