Registration

Welcome
Kati Buchanan, Cornerstone League

League Update
Caroline Willard, Cornerstone League

Divergent Views: To Merge or Not to Merge

Panel members:
Dale Hansard, President/CEO, Caprock FCU
Peter Duffy, Managing Director, Piper Sandler

Facilitated by: Caroline Willard, President/CEO, Cornerstone League

Hot Topic Discussions
Current Opportunities, Challenges, & Trends

Networking Reception & Vendor Fair

Sponsored by:

Networking Breakfast & Vendor Fair

Registration

Welcome
Kati Buchanan, Cornerstone League

Financial Literacy

Uncover the secrets of a credit union's financial statements by taking a deeper look and growing your understanding of a credit union's balance sheet and income statement.

In this session, you will learn to:

• Review the basic financial statement format
• Identify balance sheet and income statement accounts
• Analyze market versus non-market income and expense
• Discuss the fundamental "buy and sell" process

Stretch Break & Vendor Fair

General Session
Strategies for Growth & Sustainability

Even in the best of economic times, credit unions struggle to expand. Spurts of high growth occur rarely, and they are difficult to sustain. Therefore, in the worst of times, when loan demand dips, credit unions face an even steeper climb. It is increasingly important for credit unions to leverage resources enabling them to pursue growth strategies despite economic downturns.

Through the use of vivid examples, best practices, and group discussion this session will give you the tools and resources needed to push your credit union forward.

Learning outcomes:

• How to identify overlooked target markets and loan opportunities
• How to better compete for organic loan growth

Lunch & Vendor Fair

CECL Implementation... Entering the Homestretch

The Current Expected Credit Losses (CECL) model will significantly change how credit unions view their loan loss reserves. This session will address the new standard from a management standpoint and will explore the potential impact on the small to average size credit union. Included in this session will be a discussion on the regulatory view of the new standard and what they have done to help ease the immediate burden on smaller credit unions. This interactive session will include tips on how to prepare for the implementation of the new model and how to keep up with the inevitable changes that come with new standards.

Stretch Break

Closing General Session
Small Is a Mindset, Not an Asset Size: Creating Innovation with Minimal Resources

Budgets can be tight, but innovation doesn’t have to be. Often we limit the potential of our organization because of the asset size. In this session, Ronaldo Hardy will share tactics that help organizations explore their options and how you can make big changes with minimal resources.

Closing Remarks & Prize Drawing
(must be present to win)